Surviving Christmas On A Budget
Christmas time is supposed to be about being with the people you love. It is also the time of year where we are expected to buy gifts for people.
Being on a budget can complicate things especially for those who are expected to provide gifts for family and co-workers. I know people who are supposed to give presents to dozens of people.
Even worse is when you barely have enough money to provide for the basics. When your struggling to buy food gift giving can be a nightmare.
What are you supposed to do this time year when you have a budget or no money during the holidays?
The first thing you need to do is evaluate your priorities. If you're expected to give gifts at work as well as to family and friends and have bills to pay at the end of the month, then let your family know the truth.
You need to be honest and tell your loved ones if I spend too much on gifts I cannot pay my bills. I am sure they will understand. If you can afford to give small gifts and want to, there are many ways to provide gifts on a budget.
Gifts do not have to come from a store. Handmade gifts and baked good are some of the most thoughtful and best gifts to receive. They can also cost next to nothing to make.
Who does not love holiday cookies? Homemade cookies are great, but they’re expensive. Once you add eggs, milk, chocolate chips, flour, butter and sugar, it’s costly. Opt for to buy premade cookie dough. Print, some coupons for cookie dough, and stop at the dollar store or Walmart and get some cute little cookie containers and hand out cookies to co-workers.
Christmas Crack is also inexpensive and makes a great gift. It is also easy to make.
Peppermint Bark is a little more expensive because you have to use white chocolate, but this also makes an excellent homemade gift.
Some handmade gifts can be made in bulk and are not only lovely but useful. The dollar store has many supplies that can be used to make these like bath salts.
I can make four coffee cup sleeves with one dollar socks. Thre are many new versions, and a lot of people drink coffee or tea. If you can find a dollar cup or can afford a five dollar gift card for coffee that is a nice added touch.
This post here has a dozen handmade gifts that are inexpensive and easy to make. I also wrote a post a few weeks ago on four easy and affordable crafts. You could use any photo you want for the modgepodge project. Pages from a book work well too. The skirt can be made using hem tape to save time. I've made skirts for under $3.
People forget that Pinterest is a massive search engine. If you search inexpensive handmade gifts, you will find thousands of pins and because they are pictures you won't have to click on several sites before finding one you, like.
Christmas is the time of year where you give what you can and what you offer does not have to have a tangible value. If someone expects a gift and knows that you're having financial difficulties that person is rude. You're doing the best you can and that is enough.
Remember gifts are something given willingly. If you look up a gift in the dictionary, it does not state a gift is a material possession. Sometimes your presence is gift enough. Lastly regarding other adults and gifts and they are not a requirement.
If you have kids and things are looking bad do not lose hope. The dollar store sells toys. Children want something to open Christmas morning, and even if it comes from the dollar store, they will love it. If you were not able to be adopted for Christmas, there are options. There is Fingerhut and Ginny's as well. They charge more, but you won't have to pay until after Christmas.
I found this list on Thrifty Frugal Mom with 50 gifts under $10. Amazon has a trade-in program. You would be amazed at how much you can get with $20. Most of us have old books and DVD's we do not use. It takes time though. Video games and consoles can get an instant payment. The Facebook marketplace is an excellent place to make money quickly. Just use caution and meet in public.
I've known people who will get freebies from Craigslist clean them up or fix and sell them. If you can pick up an old sofa and clean it up or some kids toys and clean them up, you can make a little money quickly.
If you list things, you won't miss on eBay as buying it now at a low price you may get money now. Paypal now offers an instant transfer for a quarter.
Christmas is a week away, and I know how hard it can be when you are broke, but you will get through it. What matters most is you take care of yourself and your kids if you have any. If this year is hard, remember it may not be next year.
Christmas is not about gifts. It is about being with those you love. I have had a terrible year and understand what you're going through; you have to remind yourself this situation is temporary.
Be easy on yourself and enjoy time with your loved ones.